• Employee Benefit Plans

  • One of the core pieces of compensation for an employee is the benefits offered by the employer. Employees typically are willing to take less income if they know they are receiving a good benefits package. It provides employees a sense of security knowing that their employer is trying to either protect them or help them with life events, such as retirement planning or daycare assistance.

    We work with businesses to help them develop and manage a benefits package that is right for their company philosophy. Our team takes the time to learn about you, your company and your employees. Giving us the ability to develop a benefits plan that fits just right at a budget you and your employees can afford. Our portfolio of benefits consists of health, retirement, and ancillary benefits.

    Health Insurance

    A health insurance plan is typically the core of a strong benefits package. Our team will help you design and implement a plan that is right for your business and employees. Whether it is a small dedcutible plan or a high deductible paired with a savings plan, we have the knowledge and tools to develop a health plan that you are looking for.

    Retirement Planning

    Offering a retirement plan to your employees is a way for you to reward your employees for their loyalty. We offer retirement plans and tools that fit businesses of any size and type.

    Ancillary Benefits

    Ancillary benefits gives you the opportunity to expand your benefits packge in multiple ways. These benefits can be employer funded or funded on a voluntary basis (employee pays for coverage). Ancillary benefits can really enhance your benefits package by allowing employees to obtain benefits such as life or disability insurance that may not be able to have been able to before. Even if the plans are employee funded, the employees can potentially receive greater benefits from a group plan than they would from an individual plan. For a small business, this may be a better way to start a benefits program for your employees. 

    Most ancillary benefits can be designed to your desire or even at times to the needs of the employees. Our staff can help determine on what lines of coverage would be best for your business. Once the plan(s) are implemented, we can assist with the ongoing administration. See below for a full listing of ancillary benefits offered through Orchard Financial.

    • Life Insurance
    • Short Term Disability
    • Long Term Disability
    • Long Term Care
    • Dental
    • Vision
    • Accident & Critical Illness
    • Cancer
    • Identity Theft Protection
    • Travel
    • Specialty Benefits