Services
The principles of Orchard Financial and Insurance Services
have always been comprised of a combination of shared values - service, honesty, integrity and trust. With the unique ability of combining our Nation's top ranked and most financially stable insurance companies with the essence of local, hometown service, we can effectively provide you with the best possible coverage at the lowest possible rates.
Asset Accumulation and Preservation
We have many products designed for Asset Accumulation and Preservation. All to provide you and your family with peace of mind for now and in the future.
Estate Planning
We have highly qualified attorney’s we work with that can not only implement estate plans but also monitor them throughout a client’s Lifetime.
Retirement Planning
We have many products and services available to provide retirement income that will help you not outlive your savings.
Long Term Care
We provide many different companies with options for in home skilled nursing or care in a nursing home.
Death and Disability
What would happen to your family if the major bread winner could not pay the bills? With the use of Life and Disability Insurance we can help protect against that. |
Group Health
We have experts in the area of fully insured healthcare plans for groups of 1 to a group of unlimited size. We can provide local plans, national plans, and international plans.
Excess Risk/Stop loss
Many of our representatives have extensive knowledge in this area and can help you put together a program that suits your needs.
Life, Long Term and Short Term Disability
We can provide some the most competitive and creative quotes with our different carriers. We have programs with minimum underwriting and usually high benefits.
Dental
With our relationships with many different TPA’s and Carriers we can provide some very competitive fully insured and self-funded dental plans.
Voluntary
We have a wide variety of payroll deduction plans including vision, dental, life, LTD and Weekly Income. All can usually be tailored to fit the employer and employee’s needs. |
We offer the most competitive products from the most highly rated companies. The list includes low cost term companies, Indexed UL, Fixed UL, Variable UL, substandard companies. We have Disability, Long Term Care, Annuities (fixed, variable and indexed), and some other unique and different products.
